This is actually where I see Napalm being slightly superior to Lipoderm Ultra - at higher bdyfat levels.
As your bodyfat levels get higher, cortisol inevitably plays a larger part in your fat distribution. Provided you are not over 30% fat, the cortisol blocking compound in Napalm will vastly reduce your visceral fat deposits - IMO as much of a psychological/motivational benefit as a physical benefit.
One caveat...at higher BF percentages you will need a systemic fat burner. Shameless pimp here, but something as potent as DCP would work ideally stacked with Napalm at higher bodyfat percentages. Then, as your bodyfat drops close to lower teens, you shift over to using Lipoderm Utra as the final sculpting coup de grace.