Many people are uninsured simply due to bad choices and back assward priorities.
It just seems like in that case, you could shop around and find coverage.
yes indeed. i was trying to elude that the system gets backed up. i hear the worst part is that the homeless population goes there feigning an illness when it gets too cold to be outside.
on the bright side, you don't have to pay 2600 bucks when a doctor gives you meds you're allergic too, and have to take a 1 mile ambulance ride. 10k for the overnight, and 10% of our checking account (county shrink) because they didn't want to read her allergy chart (morphine) and decided that she overdosed....
dude you need to fckn relax, all i said was its not even close to perfect, alright? i mean to come here and tell me to stop fckn whining when you have no idea about me or my medical problems makes me pretty mad to be honest.
watch you talk all this smack about how smart you are, and how you can vure all your ailments, you will be the first on e to complain when you cant get the treatment you deserve.
and buddy, if you havent figured this out yet your a moron....NOTHING IS FREE!!! look at how much income tax they take off your cheque!!!! are you blind? just because I think our system is massively flawed and you dont doesnt give you the right to come on here and be a know it all prck!
A limitation or exclusion of benefits for a condition based on the fact that you had the condition before your enrollment date in the group health plan. A pre-existing condition exclusion may be applied to your condition only if the condition is one for which medical advice, diagnosis, care or treatment was recommended or received within the 6 months before your enrollment date in the plan. A pre-existing condition exclusion cannot be applied to pregnancy (regardless of whether the woman had previous coverage), or to genetic information in the absence of a diagnosis. A pre-existing condition exclusion also cannot be applied to a newborn or a child who is adopted or placed for adoption if the child has health coverage within 30 days of birth, adoption or placement for adoption and does not later have a significant break in coverage. If a plan provides coverage to you through an HMO that has an affiliation period, the plan cannot apply a pre-existing condition exclusion. A pre-existing condition exclusion can not be longer than 12 months from your enrollment date (18 months for a late enrollee). A pre-existing condition exclusion that is applied to you must be reduced by the prior creditable coverage you have that was not interrupted by a significant break in coverage. You may show creditable coverage through a certificate of creditable coverage given to you by your prior plan or insurer (including an HMO) or by other proof. The plan can apply a pre-existing condition exclusion to you only if it has first given you written notice. If your plan has both a waiting period and a pre-existing condition exclusion, the exclusion begins when the waiting period begins. In some states, if plan coverage is provided through an insurance policy or HMO, you may have more protections with respect to pre-existing condition exclusions.
Perfect, duh nothing is perfect.
I am not talking smack about how smart i am but if your in the doctors office there is a reason for it and they don't have the solution or care what the cause is. I adressed that i am ok with paying for it since i expect people to be like you.
I am mad because i pay for other people to be ignorant and i perpetually try to learn more to actually fix people who care to listen. There is always an answer and this day and age people watch t.v think that is reality and in reality our entire social system is dated and corrupt. No one cares about you so you should care about yourself.
Well which is it? You are ok with paying for someone else's "free healthcare", then you are mad about having to do it. If something is a "right" to an individual, it shouldn't cost another person money to pay for it. Life, Liberty, and the pursuit of happiness are rights. They don't cost another person so much that it brings them down to another person's level financially or soci-economically. Why do politicians that espouse social equality never want to raise people up to a higher standard? They just want to drag people that live at a higher level down to a less than mediocre level and make everyone equal there. All the while saying someone that worked hard for something that you don't have doesn't deserve it. Instead, they should tell the "underprivilaged" that they do deserve to be at a higher level, get off your lazy butt and use some creativity and talent that God gave you and make something for yourself.
This place seems to be a bastion of conservative thinkers. When I saw Anne Coulter books advertised on this site, I knew I was at home.![]()
You bring up a good point....a "right" is inherent to a sentient being at birth...there is NO right in existence that MUST be provided to you by aNOTHER sentient being - meaning there is no right in existence that must be provided by removing another person's rights.
Health care is NOT a right.
I am glad to see there are some level headed people in Cali still!:usa:
And Sun,
The media seems to be eating away at you with the fear mongering that Obama has been spewing since he took up his healthcare act. Here is strait from the HIPPA, and I know this is true because it has applied to my life. Your story does not co inside with law today, and if you are gaining different treatment, then maybe you should bring this to the judicial system, since you are upset with a system that isn't even broken in the aspects you are upset about.
by the way ...when did I once say i ook a free ambulance ride? Ive actually never been in an ambulance...dont side with a hypacritical elitist. Most canadians arent like this Yahoo, im all for educationg people on how to take care of themselves, soemtimes ones health falls out of their control, according to our elitist friend anyone who gets sick is screwed and deserves it due to their lifestyle and diet.
Im kind of in shock people like him havent been weaded out and deported.
I guarantee only one thing to my elitist friend, i guarantee he has been given more free care than I have, and for him to thumb his nose at me and say "people like you"is pahetic.
I pay for your FREE healthcare as much as you pay for mine, when i was a carpenter I got taxed more than anyone you know buddy, so were even, I dont owe you or your elitist views anything.
get back o me when your health goes down the toilet, because you can run and hide but I promise you one day it will fail you.
This place seems to be a bastion of conservative thinkers. When I saw Anne Coulter books advertised on this site, I knew I was at home.![]()
This is because the law mandates that NOBODY can be turned away - even if they have no money to pay.We shouldn't be so blind to reality as to think the US system is as good as it can be, nor should we think that the Canadian system is the end-all-be-all either. While the Canadian system may not be perfect, I'm not scared by the anecdotal evidence trotted out by those on this thread, nor the ones being trotted out by the likes of Levin, Savage, Hannity, etc. Oh, you had to wait a few hours in an ER to get stitches? So have I, right here in the good ol US-and-A. :usa2:
Ann Coulter? Oh man, I think I'm gonna puke...uke:
youngandfree - I've recently lived in NYC and now CA and I can't imagine anywhere else being anything less than a downgrade. I'm sorry you flyover state folks, but it's true. Sure, it's expen$ive as hell...but you get what you pay for. If I wanted a $400/month apartment, I'd move to Oklahoma. But then again, I wouldn't do that......because that would mean I'd have to live in Oklahoma.
Right now, I work full time, 40 hours a week, and do not receive health insurance. I've got a couple medical issues that I'd like to address, but don't have the $$$ to do so without said insurance.
We shouldn't be so blind to reality as to think the US system is as good as it can be, nor should we think that the Canadian system is the end-all-be-all either. While the Canadian system may not be perfect, I'm not scared by the anecdotal evidence trotted out by those on this thread, nor the ones being trotted out by the likes of Levin, Savage, Hannity, etc. Oh, you had to wait a few hours in an ER to get stitches? Well, so have I, right here in the good ol US-and-A. :usa3:
This is because the law mandates that NOBODY can be turned away - even if they have no money to pay.
If ERs could filter out deadbeats and non-emergency patients, without fear of lawsuit, then there would be significantly less wait.
At the time, I had health insurance through my previous employer, so it was OK. What if (for the sake of this argument) I did not have that insurance? (as I currently don't) Then, what would've/should've happened to me? I had a gash on my hand and was bleeding and in need of stitches. Without insurance, should they have turned me away because I was a "deadbeat"?
This is because the law mandates that NOBODY can be turned away - even if they have no money to pay.
Oh, and the ER is a triage environment... because you have the shiny gold ticket of insurance does not put you in front of the severely wounded. Your cut was obviously not arterial, or you would been placed ahead of line. So obviously people in the ER are all being treated the same... insurance or not... pretty novel.
Ann Coulter? Oh man, I think I'm gonna puke...uke:
youngandfree - I've recently lived in NYC and now CA and I can't imagine anywhere else being anything less than a downgrade. I'm sorry you flyover state folks, but it's true. Sure, it's expen$ive as hell...but you get what you pay for. If I wanted a $400/month apartment, I'd move to Oklahoma. But then again, I wouldn't do that......because that would mean I'd have to live in Oklahoma.
Right now, I work full time, 40 hours a week, and do not receive health insurance. I've got a couple medical issues that I'd like to address, but don't have the $$$ to do so without said insurance.
You don't think that if you weren't paying so much money in unneccessary taxes you could afford insurance. Why is is that NYC has one of the highest tax rates? Why are so many wealthy people leaving NY because of the abnormally high tax rate? Why can't the ones in charge realize they are driving away their own tax revenue? So how do they correct the shortfall, not cut spending, just increase the taxes on those that remain. How can you justify what California is going through financially and feel good about it? Florida has weather just as nice, property just as nice, and a fiscally responsible legislature that keeps taxes down and yet the state thrives.
We shouldn't be so blind to reality as to think the US system is as good as it can be, nor should we think that the Canadian system is the end-all-be-all either. While the Canadian system may not be perfect, I'm not scared by the anecdotal evidence trotted out by those on this thread, nor the ones being trotted out by the likes of Levin, Savage, Hannity, etc. Oh, you had to wait a few hours in an ER to get stitches? Well, so have I, right here in the good ol US-and-A. :usa1:
and if they do have money, we won't settle for less than the full medical charge - not that measly 25-40% that insurance pays. lets make those without insurance who have money fork over everything they can.
to give a complete rundown of my G/F, and her surgeries:
hysterectomy (at 29)
bulging disk in spine replaced (unsuccessful surgery)
gall bladder removed
appendix removed
2 c-sections
mole on back that was cancerous (removed)
lump on thyroid (mom has graves disease, dad has hashimoto's)
stopped breathing when prescribed morphine
allergies : morphine, penicillin, bees
ask me how an 800k bank account can reach 62k in 3 years.... and of course nobody will insure her for obvious reasons. and we can't pay the same rates that insurance pays for the same crap. if we did, her account would still be around 250k. IMO that translates to the hospitals stealing almost 200k from her because the law says they can...
of course there's those who think that the status quo are the way to go, until you loose a job and the insurance that goes with it, and then loose your house when an uninsured broke guy t-bones and paralyzes your wife and you get the hospital bill....
/end rant
out.
me in BOLD
Funny you mention flordia... cause somehow, someway, they do it without a state income tax.
Then you prove you can pay for it.At the time, I had health insurance through my previous employer, so it was OK. What if (for the sake of this argument) I did not have that insurance? (as I currently don't) Then, what would've/should've happened to me? I had a gash on my hand and was bleeding and in need of stitches. Without insurance, should they have turned me away because I was a "deadbeat"?
hope your girl is doing well cloud, it shows that some things are out of ones control, but hey according to my fellow Canadian she isnt worth healthcare and its all her fault for having these illnesses....shame on your girlfriend for getting sick suncloud...its all her fault cause of her diet....pffff ya frck right!!!
Then you prove you can pay for it.
As mentioned above, does your injured hand give you a right to my wallet?
Whos coming after your wallet? whatever happened to caring for others, even if it costs you a few more $ in taxes, why is everyone so fckn ruthless these Days?
Just wait everyone, when sickness comes for you, due to your fault or not your fault and you need help! would liek it if everyone simply said Im not helping you? your not worth it? how about this no human life should have a price on it, were all equal, even the homeless, there just as equal to any of us, we all bleed the same....this type of ruthlessness has fcked us all.
Im just waiting for my yahoo canadian hypacrit then I will never return to this ridiculious thread filled with so many nasty heartless people.
Love your neighbour? ring a bell? help a stranger? no...anyone?
pffff
Whos coming after your wallet? whatever happened to caring for others, even if it costs you a few more $ in taxes, why is everyone so fckn ruthless these Days?
Just wait everyone, when sickness comes for you, due to your fault or not your fault and you need help! would liek it if everyone simply said Im not helping you? your not worth it? how about this no human life should have a price on it, were all equal, even the homeless, there just as equal to any of us, we all bleed the same....this type of ruthlessness has fcked us all.
Im just waiting for my yahoo canadian hypacrit then I will never return to this ridiculious thread filled with so many nasty heartless people.
Love your neighbour? ring a bell? help a stranger? no...anyone?
pffff
Whos coming after your wallet? whatever happened to caring for others, even if it costs you a few more $ in taxes, why is everyone so fckn ruthless these Days?
Just wait everyone, when sickness comes for you, due to your fault or not your fault and you need help! would liek it if everyone simply said Im not helping you? your not worth it? how about this no human life should have a price on it, were all equal, even the homeless, there just as equal to any of us, we all bleed the same....this type of ruthlessness has fcked us all.
Im just waiting for my yahoo canadian hypacrit then I will never return to this ridiculious thread filled with so many nasty heartless people.
Love your neighbour? ring a bell? help a stranger? no...anyone?
pffff
IM ACTING LIKE A THUG? your joking right? i dont own a gun, in canada we all dont tote guns...ok?
I have a clean criminal record...do you? if you dont are you a thug?
you almost sound like your coming close to threatening me..."come try to make me do this and ill fckn kil lyou" is that how you live your life? if so dude, you belong in prison and if youve never been Im assuming you will be soon enough with that type of attitude, your gun talk doesnt scare me, Ive fired real guns, pop guns dont scare me dude.
Ann Coulter? Oh man, I think I'm gonna puke...uke:
youngandfree - I've recently lived in NYC and now CA and I can't imagine anywhere else being anything less than a downgrade. I'm sorry you flyover state folks, but it's true. Sure, it's expen$ive as hell...but you get what you pay for. If I wanted a $400/month apartment, I'd move to Oklahoma. But then again, I wouldn't do that......because that would mean I'd have to live in Oklahoma.
Right now, I work full time, 40 hours a week, and do not receive health insurance. I've got a couple medical issues that I'd like to address, but don't have the $$$ to do so without said insurance.
We shouldn't be so blind to reality as to think the US system is as good as it can be, nor should we think that the Canadian system is the end-all-be-all either. While the Canadian system may not be perfect, I'm not scared by the anecdotal evidence trotted out by those on this thread, nor the ones being trotted out by the likes of Levin, Savage, Hannity, etc. Oh, you had to wait a few hours in an ER to get stitches? Well, so have I, right here in the good ol US-and-A. :usa1:
It's a philisophical difference that I don't believe will change as a result of this thread.
"I'm a hard-working person without insurance. If I'm sick or injured, why should I be denied medical attention or sink into never-ending debt?"
vs
"If you can't pay, then screw off....die slowly or let your leg fall off for all I care, just don't tax me."
Finding a middle ground that is acceptable to both camps is as difficult and delicate an issue as I can think of. I hope the end result isn't too much to the detriment of either side.
Of course you aren't scared about universal healthcare. You are going to get it if it goes through.
IM ACTING LIKE A THUG? your joking right? i dont own a gun, in canada we all dont tote guns...ok?
I have a clean criminal record...do you? if you dont are you a thug?
you almost sound like your coming close to threatening me..."come try to make me do this and ill fckn kil lyou" is that how you live your life? if so dude, you belong in prison and if youve never been Im assuming you will be soon enough with that type of attitude, your gun talk doesnt scare me, Ive fired real guns, pop guns dont scare me dude.