I am furious at this moment and I need to vent.
My first issue is with my insurance company.
I pay $150 every two weeks for major medical and prescription for an annual premium total of $3900.
My doctor co-pays are $30. My bloodwork co-pays are $30. My hospitalization co-pay is $150. I pay 10% or they pay 90% of the bill.
My hernia surgery:
The
hospital bill was $8500. I payed $150 co-pay and 10% of the balance of $8350 for a total of $985.
The
doctor office visit/consult was $335 and surgery bill was $2050 for a total of $2385 at a cost of 10% for an out of pocket cost of $238.
The anesthetician was $840 at a cost of 10% for an out of pocket cost of $84
$985 hospital
$238 doctor
$84 anesth
$1307 total
Remember that $3900 annual premium too. Sure I guess it sure would have been a lot more without the coverage.
My prescription plan:
I found out today that I have an annual prescription limit of $1000. Well guess what I have exceeded it already. Well this blows when you consider that Ambien is $140 and AmbienCR is $150 not to mention that I was on Effexor for several months. I have had one or two fills of the Ambien and several of the Ambien CR. So that would explain my reaching the anual limit. What would I do if I could not live witout those. AmbienCR at $150 x 12 months is $1800 alone. That blows the whole $1000 annual limit by itself.
I went to get my AndroGel prescription refill. I had previously been on 5g/day using the packets. Using the packets at that dose a box full would last me 30 days with a co-pay of $30. Well last month I got a free sample month of the pump. I could not stand to open those foil packets. I got two bottles for a 30 day supply of 5g/day. Well my doctor upped my dose. I went in to get my refills at 7.5g/d. Well at that dose a box of two pumps will only last 20 days. So that means that at 10g/day I would need two boxs a months.
Being as that my prescription coverage limit of $1000 upon this refill my co-pay was $88. I guess there must have been $58 dollars over my limit becuase my I have a co-pay of $30.
So I now have a $88 dollar bill for 20 days of AndroGel and a $140 bill for Ambien. So I figure I could live without the Ambien. But I need the AndroGel because I am surely suppressed at this point and quiting cold turkey would leave me worse off than I was.
So I get my refill of AndroGel but then it dawns on me that I will need this for...ever and my prescript coverage limit is expired. So I ask the pharmacist what the out of pocket cost on the box I just bought would be if I bought it outright. $250 dollars. Un-believable. In the two bottles combined there is a total of 1.5g of testosterone. 1.5 grams. I mean it comes in a very cool metered pump bottle. It is a foil pouch liner with a metered pump attached enclosed in a plastic bottle. $250!!! for two bottles of 1.5 grams worth of testosterone. If I went to 10g/d I would need four bottles. Even if my prescription limit balance was zero I would run out in two month...without the Ambien. Do you know how much a gram of testosterone is at 100g bulk price??? What about kilos, or mega kilos???? Those sons-of-*****es!!!
UUUUHHHGGGGG!!!!! Sorry, I had to get that out of my system.
Well suffice is to say that it looks like I am going to have to find an alternative. 10ml of prop at 200mg/ml is $76 out of pocket. Even at 200mg/week or 100mg/E3D that would last 8-10 weeks. Once my annual prescription balance is reinstated that would be $30 for 8-10 weeks. I wanted not to have to inject. Now those bastards are forceing me to go over to the darkside and start pinning. What will this lead to.
I am just so furious at this moment. Those SOB pharm companies. I was pissed at the oil companies. Now theses bastards are on my list!!!
I'm going to take a shower and cool down. Forgive me
