BJC,
Could you explain how you got your insurance to cover all of that? I would appreciate any help in this matter. Thanks in advance!
Hi
For me, it was really easy. I have Blue Cross/Blue Shield. I followed the instructions on forum.mesomorphosis.com on how to find a doctor. I found a list of doctors in my area and cross-referenced that with in-network providers from Premera BCBS and made an appointment.
The doctor's office wanted me to pay out of pocket for the first T test and phone consultation which was $95. They said if it was bad then later tests would be sent through the insurance. It turns out that they never charged me the $95 and they submitted that through the insurance also.
I asked the doctor's office admin person if it will all be covered and they said something to the effect of, "we hope so".
The way my blood tests work is that Lab-Corp is an in-network provider for testing and they happen to have a blood draw station 4 walking-minute away from my office. I have the doctor's office fax over of form with the tests they want (usually not as many as I want) a day or two before and then I go over to lab-corp, wait anywhere from 0 to 10 min, get my blood drawn and go back to work. The results are then sent to my doc in time for the next appointment. The insurance codes are on the faxed-over form, but I only briefly see it as I interrogate the plebotomist as to what is being drawn to make sure that at least the minimal is. Next time I will try to get them.
Now the slightly more complicated thing is that the dude I see, not the head doc, just can't get any blood test he wants. I wanted to get an IGF-1 and he thought for a second and said he could justify it. Based on that I think that they can't just request everything everytime but I am not sure.
I do not have the insurance codes available. They are normally on the form.
Having said all this, the company that I started with in July is a great company and I love working there. It is a dream come true for those of us who work in software, well most of them. This company has really great insurance. For example, some family had twins and these twins were born with some problem. The cost of delivery and related expenses was $500,000+ The familiy paid $0 out of pocket.
I am not sure what my doctor's office thinks of me. I think I scare them as I walk in with a whole binder full of urological articles, my own blood pressure tester, instructions on how I "think" I should be tested, treated and prescribed, etc.