I think AntM hit it on the head - moderation. It isn't like you're about to eat an entire jar of coconut oil in a day. When I'm on a normal diet, I use it to cook with and may put a tablespoon in shakes, coffee, etc. from time to time. I think it gives some energy/nutrition/calories. MCTs are good, there are benefits that only coconut oil seems to provide, and I probably rarely have more than 3 tablespoons in a day.
Olive oil will be bad for you too, if you over-consume, and everyone thinks that is so, so healthy. In reality, it has far fewer health benefits than coconut oil, in my mind, but just isn't as dangerous if you consider over-consumption the norm.
People focus on all the wrong things. It's like dieting - everyone becomes concerned with carbs and insulin spikes, but who cares about those things if you're in a caloric deficit? What does it matter if you get an insulin spike if there is nothing to store? What does it matter if you take something that can raise cholesterol if your body is burning it all and none of it is staying around?
In other words, the overall context of your diet/activity plays a bigger role than where you get a specific fat from.
As far as eating fruits ....there is a ton of data out there it seems that suggests the fact that fruits have fiber mixed with fructose is what makes them OK. The problem is eating large amounts of concentrated fructose without any fiber. At least this is the common thinking of the day. But even using the "preparing for winter" argument, well, then, it is ok in moderation.