Dirty Dan
Board Sponsor
how about teaching kids reading, writing and arithmetic....sometimes I feel that the high school diploma I earned in 1976 is worth a bachelors degree in todays education.
I have actually been giving a lot of thought to this. I'm 29, turning 30 in another two months. I can't say I have used algebra once in my life, to help with any "real world" situations.
What I do wish someone would have taught me is:
1.) How to properly invest a 401k into the right assets to insure a solid retirement and future for myself.
2.) How to understand insurance companies and their deductibles, policies, and procedures as to what is covered and what is not. Understanding HRA vs HSA accounts.
3.) Learning how to contact doctors offices to see how much they charge for certain procedures and visits. Gathering the procedural codes they use to bill insurance providers so I can then in return give those codes to my insurance provider, and be informed on how much is being covered via my insurance. In doing all this, I can now call around to different doctors/medical facilities to see which would be the cheapest for me. (Pretty sad that in this day and age, I have to do all this)
4.) How to build my credit the right way in order to qualify for a loan to buy a house. How to pick a loan provider that is going to offer the lowest interest rate.
Pretty much I wish school prepared me for understanding the financial aspects of life, along with the medical/healthcare hassles that come along with aging.
Yet I know if this was to be taught in high schools, no 16/17 year old would take this stuff seriously, and would consider it very low on their list of priorities.
Perhaps there are college courses that teach you these things?




