1) Carbs can stop you from falling asleep at night, interfere with good night's sleep
That is highly individual and an opinion. Some people can watch TV before bed and sleep perfectly, others have to turn their TV off well before they go to bed to get a good night's rest.
2) insulin blunts GH pulse, GH pulses at night
Read the abstracts
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3) calories do not get burned while you are sleeping, minimally at best
Sleeping metabolic rate is not much different from resting metabolic rate in people who exercise. And there is greater fat oxidation at night in people who exercise. So, calories are still getting burned around or at the same rate as a person in rest.
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"Interestingly, at the very least it does not appear that the average overall energy expenditure during sleep is any different than resting metabolic rate (RMR) during the day.2,3 Additionally, it appears that exercise increases sleeping metabolic rate significantly, leading to greater fat oxidation during sleep.4 This seems to be in line with data from Zhang et al. which demonstrated that obese individuals had sleeping metabolic rates lower than their resting metabolic rates, whereas lean individuals had sleeping metabolic rates significantly greater than their resting metabolic rate.3 So unless you are obese, not only does your metabolism not slow down during sleep, it actually increases!"
4) Lipolysis does not occur with insulin floating around
Give this a read
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And here is some other reading.
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J Beaty: What are the most ignorant dietary theories and philosophies out there that are still incorporated by the bb population?
L Norton: 1. Don't eat carbohydrates after 'X' o'clock. People believe that since they are closer to sleeping they should curtail carbohydrate intake, this is simply ludicrous. Carbohydrates at night don't make you fat; too many total calories make you fat. Additionally, if you train at night you NEED those carbohydrates to
properly recover.
If you absolutely must have carbs, and looking at your weight, I'd say you do (and have no need to cut), then have very simple carbs immediately post workout/cardio. along with protein. I am being very to the point here. Not trying to give opinions or argue.