For women every where that is the problem areas.
want to loose it, lower total body fat not just those areas as you cant do it.
Simple version
1. Calc TDEE. stick with that for a month and evaluate. No results? subtract 100 calories. Repeat as necessary.
2. Train with weights.
3. Add HIIT training 2-3 times a day 15-20 min.
4. Lastly and only when you have to you can supplement with thermo's. Thermoxyn would be a good supp to start with.