Having a tendency to deposit fat in the stomach,hips and chest area could mean you have high cortisol levels or high estrogen levels. Cortisol packs layers on my midsection and breast tissue will feed off of estradiol. Losing 30 lbs and salvaging muscle mass to get a 10% bodyfat... hmm...
Diet:
Breakfast- 6 egg whites, 1 cup whole oatmeal, portion of almonds, walnuts, or pecans, and a serving of fruit.
Brunch- Serving of vegetables or a salad, grilled chicken or fish, small serving whole grain brown rice
Lunch- Sweet potato (1 large or 2 medium), small handful of healthy nuts, chicken breast
[workout- HIT or 1/2 Volume for chest, back, traps, and the rest HIT and 20 minutes high intensity cardio afterwards]
Protein shake (60 grams) immediately after workout
Post workout meal- 1 serving (40 grams) short white rice with 2 servings brown rice and some kind of meat (red meat must be good quality, lean cut)
Dinner- Chicken and beans
Casein shake or non-fat cottage cheese
Training: Use that program Monday, Wednesday, Friday and on Tuesday and Thursday, do moderate cardio on an empty stomach in the morning for 30 minutes followed by a whey isolate shake and breakfast thereafter. Continue the meals as planned except eliminate the white rice in the post-workout meal and treat it as a dinner.
Supplements: Anabolic Pump, DCP, Restore
Take AP before breakfast, lunch (pre-workout), and your postworkout meal. Take DCP the same time as AP and use 3 caps for the first 2 weeks instead of 2. Take Restore with breakfast, lunch and post-workout meal or dinner.
On the weekends, incorporate fun aerobic activity in your day, whether it be walking your dog, swimming, hiking, or biking. Be sure to get atleast 8 hours sleep and drink atleast 1 gallon of pure water daily.
Staple supplements: Multi, omega source, green tea extract
8 weeks of this should give you a really shocking transformation. While others may disagree with HIT training and morning cardio and whatnot, I think (or know) it'll work great for you if done right. If you want to get BCAAs to take first thing tuesday and thursday before morning cardio, that'll salvage more muscle. Give this program a shot and eat intuitively. If you follow this program entirely without cheating for 8 weeks and aren't happy with what you see, I'll reimburse you for a month of the supplement bill. 50 for AP, 30 for Restore, and 40 for DCP.