I'm 5'11", 164lb approx.
I have been working out for 8 months total and did my first bulk 3 months back (12 week bulking) and I'm confused whether to continue my bulking for another three months or should I start cutting down as I have accumulated pretty much body fat. What do you guys suggest? should I keep bulking or should I start cutting now? as I've accumulated too much fat around my lower pecs, back and lower abs. Pics attached.