Cliffnotes at bottom
As you can see, I have stubborn fat

It never went away a few months ago when I was dieting almost perfectly, and doing lifting :/
(I dont think you do, ive had stubborn fat, eating a clean 2k kcals a day, 7 hours of MMA training a week, 5 x HIIT sessions and 3 full body workouts and it wouldnt move, even though everything else was getting shredded, what you have is just FAT, not much of it and you have done awesome so far but imo its just normal, plain old boring FAT. Possibly also might be loose skin readjusting after starvation and rapid weight loss)
I'm going to guess I just wasn't with it much, plus I ran very little(HIIT 2-3 times a week, and no other cardio really) So, now I am going to hit it again

My arms are OK, nothing really great, but not a stick, so I'm good there(legs are the same, you can see the teardrop n crap, but I still have fat in the inner thighs) It's just the frikkin belly, and around nipples very little, and majorly on the love handles.
(you have answered your own question here and practically dispelled your theory on the stubborn fat)
I started running again 2 weeks ago(I only do it for about 30 mins or so, mainly training to go into the Air Force) and I'm still working on my diet.
(Again, your "working" on your diet, im highlighting these because ive made all these excuses myself, multiple times in real life and on forums. "Im still tweaking my carbs" / "Im still manipulating my omega intake" all translates into im not going balls to the wall.)
Diet(will be starting tomorrow morning or Friday when my protein comes in):
(Wait, what? Your diet can only start when you have a protein supplement? A diet does not depend on a tub on the top shelf, your body for the most part doesnt give a fk if its a super duper ultra trooper cross filtered inducing roidrage maniac protein or a can of tuna; be honest with yourself and stop making excuses, its the difference between short term wins and long term results.)
Bfast: Around 7 AM
1 cup of oats (300 cal)
Low fat milk (90 cals)
(When dieting its more than likely safe to assume after sleeping for 8+ hours your body will be in a catabolic state, imo protein should be the first thing eaten in the morning, pref a fast digesting shake or a lean protein source)
Lunch: Around 12:50 PM(School, grad at the end of May)
About 8 oz. chicken (220 cals or so)
Not sure what else to add really
(This is seemingly your only meal until you workout, so id include some carbs in here, wholemeal bread, oats, sweet patatoes etc)
PreWO(mainly cardio, then pushups/curls/butterflies): 5 PM
Banana ( About 140 cals? Too lazy to re-check :P)
RPM 1 hour before(so, at 4 PM)
(Banana before workout? For some weird reason i used to do this although i was never sure why LOL
If you havent eaten since 12, try and have some oat cakes here, a small amount of carbs)
PostWO: 6 PM
Banana (140 ^^^)
Protein(ATW 120 cals I believe, should be here Friday)
(Drop the 'nana, serves no purpose PWO.)
Dinner: 8 PM or so
8 oz. chicken again (220 or so cals)
Possibly wheat bread (about 200 cals)
(IMO drop the carbs here, have the chicken with some healthy fats i.e. flax seed or fish oils and some leafy veggies)