I bucked up and joined a pay league this year with a buddy of mine. I had a great season with a great draft. We had our first playoff round this week and I had the #2 seed. Low and behold, my top 4 players netted me 21 total points. These are spots good for 15 at the very least and are all 1 or 2 ranked at their positions: Bears D, Chad Johnson, Carson Palmer, and Ladanian Thomilson. A roster that nets me at least 100 points/wk gained 41 this week and I go down in the first round. I know it's a stupid game, but I hate to lose, especially when money is involved.