has anyone had their insurance go up or caused problems from going on covered HRT meds (test, adex, etc.)?

With my medical record (cancer cured), i am "flagged", so i dont know if it would even matter to start getting my drugs covered. i pay out of pocket At the moment. i want to get on some androgel or atleast get cyp covered. personally, i dont think it will matter since im already flagged for pre-exsisting. any experiences out there with this stuff? ive also tried getting my compounded test covered but it was rejected since its not name brand, so they probably already flagged me for being a TRT user. even though i could say i never used my meds since you didnt cover it. i wish i knew how this **** works...

if anyone knows of an actual doc in Colorado who specializes in TRT, who isnt afraid to work with people, please PM me.