This is ridiculous! My wife purchased a car in March. She put down money in cash and has been making payments ever since.. A month or so after the purchase, someone from the company called her and stated how they were "embarrased to have to ask this" but proceeded to ask "if" she actually gave them the money! Of course she did so we thought that was over-with. Now, she gets a letter in the mail stating such things as:
"As you are aware we are attempting to collect the $xxx you owe...."
They expect payment in 7 days or we'll receive a "service charge of $20.00, or an amount of up to 5% of the amount (owed), whichever is greater."
Unless paid in full in the 7 days, they will "turn over all information regarding this incident to the State Attorney for criminal prosecution".
"If payment of the above amount is not made within 30 days of receipt of this notice (they) may file a civil action against (her) for 3 times the amount, plus court costs, reasonable attorney's fees and any bank fees incurred in taking the action".
"If these monies are paid within 30 days of receipt of this letter, you will be given a written release from any further liability for the specific act of civil theft by you (her).
Is this some kind of scam?