Health insurance BS!

  1. Registered User
    rphash49's Avatar
    Stats
    5'11"  210 lbs.
    Join Date
    Dec 2012
    Location
    US
    Posts
    1,514
    Rep Power
    118669

    Health insurance BS!


    My health insurance provider states that at a person at 5'10 should only weigh between 132-173 WTF. I currently weigh 200lbs and I'm the healthiest I've been 15 years. My bp is 109/69, cholesterol is great, bf is sub 11%. I eat great and I work out 5-6 times a week. Because of my weight they assume I'm unhealthy and my cost will go up. BS!

  2. Registered User
    OnionKnight's Avatar
    Stats
    5'10"  208 lbs.
    Join Date
    Jan 2013
    Location
    Sacramento
    Posts
    2,374
    Rep Power
    465989

    Quote Originally Posted by rphash49 View Post
    My health insurance provider states that at a person at 5'10 should only weigh between 132-173 WTF. I currently weigh 200lbs and I'm the healthiest I've been 15 years. My bp is 109/69, cholesterol is great, bf is sub 11%. I eat great and I work out 5-6 times a week. Because of my weight they assume I'm unhealthy and my cost will go up. BS!
    thats because they are outdated as fuk and go by the bmi scale
  3. Registered User
    rphash49's Avatar
    Stats
    5'11"  210 lbs.
    Join Date
    Dec 2012
    Location
    US
    Posts
    1,514
    Rep Power
    118669

    Quote Originally Posted by OnionKnight View Post

    thats because they are outdated as fuk and go by the bmi scale
    I've got till the end of march to get my weight down. Good reason for a cut cycle I guess. I will get a little bit of a break if I can get it below 193 which should be pretty easy but I'm still not happy about paying more than someone sub 173.
    •   
       

  4. Registered User
    mtinsideout's Avatar
    Stats
    5'10"  220 lbs.
    Join Date
    Aug 2012
    Age
    29
    Posts
    1,321
    Rep Power
    440548

    Haha man that sucks... My brother in law was in the same boat as you, he went from 220 to 180 to cut down his insurance costs. I don't know how long it took him to do it but I know he was dieting pretty hard to lose that weight especially once he got below 200.
    Follow me on my log to life and lift: http://anabolicminds.com/forum/workout-logs/229476-mtinsideouts-log-life.html
  5. Registered User
    DJBeanPole's Avatar
    Stats
    6'9"  242 lbs.
    Join Date
    Feb 2012
    Location
    Indianapolis
    Age
    30
    Posts
    5,725
    Rep Power
    2574240

    Quote Originally Posted by rphash49 View Post
    My health insurance provider states that at a person at 5'10 should only weigh between 132-173 WTF. I currently weigh 200lbs and I'm the healthiest I've been 15 years. My bp is 109/69, cholesterol is great, bf is sub 11%. I eat great and I work out 5-6 times a week. Because of my weight they assume I'm unhealthy and my cost will go up. BS!
    Yup. Same here. BMI scale. Says I'm overweight. At 6'9" the average weight for someone my size is 190lbs.

    WTF. I'd look like a toothpick.

    GENOMYX REPRESENTATIVE
    GENOMYX.COM
    STIMaholic & PHENADROL Now Available!
  6. Registered User
    kenpoengineer's Avatar
    Stats
    5'6"  158 lbs.
    Join Date
    Oct 2012
    Location
    Mentor, OH
    Age
    54
    Posts
    4,013
    Rep Power
    2351822

    Had the same issue at 5'6" and 162 lbs. I called them and explained that I'm bodybuilding and BMI is a load of crap. They changed requirement from BMI to waist size under 40". Call them and explain your situation.
  7. Registered User
    DJBeanPole's Avatar
    Stats
    6'9"  242 lbs.
    Join Date
    Feb 2012
    Location
    Indianapolis
    Age
    30
    Posts
    5,725
    Rep Power
    2574240

    Quote Originally Posted by kenpoengineer View Post
    Had the same issue at 5'6" and 162 lbs. I called them and explained that I'm bodybuilding and BMI is a load of crap. They changed requirement from BMI to waist size under 40". Call them and explain your situation.
    6'9"
    255lbs
    31" waist
    BMI: 27 (overweight)
    They used an electrical impedance machine on me instead. Said I was 19% body fat. Still ovetweight.

    It was a depressing day. I smashed carbs and then smashed weights. Epic motivation.
    GENOMYX REPRESENTATIVE
    GENOMYX.COM
    STIMaholic & PHENADROL Now Available!
  8. Administrator
    Board Administrator
    Admin's Avatar
    Join Date
    Oct 2002
    Age
    41
    Posts
    1,574
    Rep Power
    1000000

    Quote Originally Posted by rphash49 View Post
    I've got till the end of march to get my weight down. Good reason for a cut cycle I guess. I will get a little bit of a break if I can get it below 193 which should be pretty easy but I'm still not happy about paying more than someone sub 173.

    After oct 1st (last tuesday), they can't even ask you about weight anymore.



    For answers to board issues, read the Suggestion and News forum at the bottom of the main page.
  9. Registered User
    rphash49's Avatar
    Stats
    5'11"  210 lbs.
    Join Date
    Dec 2012
    Location
    US
    Posts
    1,514
    Rep Power
    118669

    They did on Oct 3rd. Maybe they didn't read that part of the new rules
  10. Registered User
    Montego1's Avatar
    Stats
    6'1"  207 lbs.
    Join Date
    Apr 2010
    Location
    Conroe TX
    Age
    28
    Posts
    8,421
    Rep Power
    7239199

    Quote Originally Posted by rphash49 View Post
    They did on Oct 3rd. Maybe they didn't read that part of the new rules
    Class action lawsuit time. Yeah buddy.
    FINAFLEX REP
    Please visit our website at http://finaflex.com.
    ​" If you're looking for a work house.......I'm no Clydesdale."
  11. The BPS Rep
    jimbuick's Avatar
    Stats
    5'10"  200 lbs.
    Join Date
    Sep 2012
    Location
    Texas
    Posts
    10,161
    Rep Power
    6628018

    Quote Originally Posted by Montego1 View Post

    Class action lawsuit time. Yeah buddy.
    https://www.youtube.com/watch?v=5ujX...e_gdata_player
    BPS Rep
    *All posts are solely the opinions of myself and do not reflect the opinions of BPS*
    www.bpsnutrition.net

    Subscribe to the BPS VIP List for inside information on new products, promos, and introductory offers!
  12. Administrator
    Board Administrator
    Admin's Avatar
    Join Date
    Oct 2002
    Age
    41
    Posts
    1,574
    Rep Power
    1000000

    Quote Originally Posted by rphash49 View Post
    They did on Oct 3rd. Maybe they didn't read that part of the new rules

    Then inform them of the law and switch carriers. And find out if you qualify for a subsidy to help pay for it.



    For answers to board issues, read the Suggestion and News forum at the bottom of the main page.
  13. Registered User
    rphash49's Avatar
    Stats
    5'11"  210 lbs.
    Join Date
    Dec 2012
    Location
    US
    Posts
    1,514
    Rep Power
    118669

    Quote Originally Posted by Admin View Post

    Then inform them of the law and switch carriers. And find out if you qualify for a subsidy to help pay for it.
    It's employer supplied insurance I can't switch it. If I opted for Obamacare the cost would be twice as much. And I make to much money for a subsidy. I did call them. I found out I just have to get a physical proving my waist is less than 40in.
  14. Registered User
    Torobestia's Avatar
    Stats
    6'3"  250 lbs.
    Join Date
    Dec 2010
    Location
    VA
    Posts
    3,199
    Rep Power
    141049

    Quote Originally Posted by kenpoengineer View Post
    Had the same issue at 5'6" and 162 lbs. I called them and explained that I'm bodybuilding and BMI is a load of crap. They changed requirement from BMI to waist size under 40". Call them and explain your situation.
    Bingo. Mine works the same way - I did get flagged for my weight, but I got compensated because not only was my waist measured well under 40" but apparently one of the options I was able to choose under what I plan to do to lose weight was "I have a muscular build and low bodyfat." I actually felt slightly pleased with my insurance company for recognizing some flaws with BMI.
    Check your form: http://anabolicminds.com/forum/exercise-science/190675-proper-techniques.html
    Log: http://anabolicminds.com/forum/workout-logs/235436-tossing-weight-torobestia.html
  •   

      
     

Similar Forum Threads

  1. Free Health Insurance
    By alinestra in forum General Chat
    Replies: 5
    Last Post: 10-19-2006, 03:54 PM
  2. Health Insurance need help!
    By Aaliyah in forum General Chat
    Replies: 10
    Last Post: 09-10-2006, 08:31 PM
  3. Free Health Insurance
    By rubin74 in forum General Chat
    Replies: 2
    Last Post: 07-24-2006, 07:27 AM
  4. Health insurance
    By DmitryWI in forum General Chat
    Replies: 15
    Last Post: 05-04-2006, 07:08 AM
  5. Health Insurance!
    By jasser in forum General Chat
    Replies: 0
    Last Post: 04-08-2006, 10:36 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Log in

Log in