Should I get a credit card? I haven't had one in over 5 yrs. My ex wife....and me too kinda ran it up. She's been out of my life for 5 yrs. and I payed off the debt at that same time. It was only 2500 thank GOD!
Ever since I just used my debit card & cash. Cash is king as the saying goes. My work is seasonal & I'm tight on cash now for the upcoming holiday season AND would like to get a few supps. too! Haha.
Also, I don't know much about these type of things, my now gf was telling my I don't have to pay it all off when I receive my bill. And I was like, hell yah you do, or you have to pay some crazy ass fees on top of what you already owe. And she was saying no, you just have to pay say...helf of it. She's wrong, right? Some lady at the country club she works at was telling her the best way to build your credit is to not pay all what is due with the current billing cycle, just pay part of it.
So I'm thinkg WTF, that's bs. So any advise on this matter would be great. I really need to read up on this stuff so I know. I already should but just shrug this stuff off & live by my 'cash is king' motto...and my debit card.
THANKS!
Ever since I just used my debit card & cash. Cash is king as the saying goes. My work is seasonal & I'm tight on cash now for the upcoming holiday season AND would like to get a few supps. too! Haha.
Also, I don't know much about these type of things, my now gf was telling my I don't have to pay it all off when I receive my bill. And I was like, hell yah you do, or you have to pay some crazy ass fees on top of what you already owe. And she was saying no, you just have to pay say...helf of it. She's wrong, right? Some lady at the country club she works at was telling her the best way to build your credit is to not pay all what is due with the current billing cycle, just pay part of it.
So I'm thinkg WTF, that's bs. So any advise on this matter would be great. I really need to read up on this stuff so I know. I already should but just shrug this stuff off & live by my 'cash is king' motto...and my debit card.
THANKS!