Amazingly enough your example of people struggling is the direct result of government intervention. Would your airline friends be out of work if governments didn’t over extend their power and over react to a stupid virus that most people never knew they had?Its not a hard concept to grasp, and I absolutely agree that a lot of 'poverty' can absolutely stem from a combination of a range of poor life choices and laziness.
For people like that, I don't have a whole lot of sympathy. So I 100% get where you're coming from.
On the other hand, I know people who have done all the right things but just been unfortunate with their luck. For example, I know a few flight attendants and a pilot who have been made redundant, I know of people who owned small businesses that are struggling right now, i know of people who have studied for years, only to be caught in an incredibly tough job market. An ex employee of mine has a Masters degree in Civil Engineering and cannot find a job in his field and has taken up laboring for minimum wage to make ends meet.
When you consider that rent in Auckland is around 400-600 per week, that's a HUGE chunk of someone's paycheck who is barely making above minimum wage. People are still flatting in their 30's to try keep those costs down, but it's still 250 a week plus in an often overcrowded house.
For some, doing all the right things doesn't net them a lot of money and they end up straddling the poverty line. Then people criticize them for not owning a $5000 generator in case their power cuts out is just not feasible.