Cpeil and Dr. John,
Thanks for the tip. Called my insurance co. As it turns out, my doc did not call in a pre-authorization for the hCG. Because of that, it got denied. However, if my doc fills out the pre-auth, it will be covered and I'll only have to pay $10 (much better than $42)!!! Also, I found out that I paid too much for my test cyp. The pharmacist entered it in for infertility (huh?). Therefore, it also was denied. I should have only paid $15 instead of $80. So, again guys, thanks for the tip. It'll take a lot of time and paperwork, but I should be able to recover about $120. Plus, it'll save me in the future (and no, I won't give you a cut, so don't ask ).