Health insurance BS!

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    Health insurance BS!


    My health insurance provider states that at a person at 5'10 should only weigh between 132-173 WTF. I currently weigh 200lbs and I'm the healthiest I've been 15 years. My bp is 109/69, cholesterol is great, bf is sub 11%. I eat great and I work out 5-6 times a week. Because of my weight they assume I'm unhealthy and my cost will go up. BS!

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    Quote Originally Posted by rphash49 View Post
    My health insurance provider states that at a person at 5'10 should only weigh between 132-173 WTF. I currently weigh 200lbs and I'm the healthiest I've been 15 years. My bp is 109/69, cholesterol is great, bf is sub 11%. I eat great and I work out 5-6 times a week. Because of my weight they assume I'm unhealthy and my cost will go up. BS!
    thats because they are outdated as fuk and go by the bmi scale
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    Quote Originally Posted by OnionKnight View Post

    thats because they are outdated as fuk and go by the bmi scale
    I've got till the end of march to get my weight down. Good reason for a cut cycle I guess. I will get a little bit of a break if I can get it below 193 which should be pretty easy but I'm still not happy about paying more than someone sub 173.
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    Haha man that sucks... My brother in law was in the same boat as you, he went from 220 to 180 to cut down his insurance costs. I don't know how long it took him to do it but I know he was dieting pretty hard to lose that weight especially once he got below 200.
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    Quote Originally Posted by rphash49 View Post
    My health insurance provider states that at a person at 5'10 should only weigh between 132-173 WTF. I currently weigh 200lbs and I'm the healthiest I've been 15 years. My bp is 109/69, cholesterol is great, bf is sub 11%. I eat great and I work out 5-6 times a week. Because of my weight they assume I'm unhealthy and my cost will go up. BS!
    Yup. Same here. BMI scale. Says I'm overweight. At 6'9" the average weight for someone my size is 190lbs.

    WTF. I'd look like a toothpick.

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    Had the same issue at 5'6" and 162 lbs. I called them and explained that I'm bodybuilding and BMI is a load of crap. They changed requirement from BMI to waist size under 40". Call them and explain your situation.
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    Quote Originally Posted by kenpoengineer View Post
    Had the same issue at 5'6" and 162 lbs. I called them and explained that I'm bodybuilding and BMI is a load of crap. They changed requirement from BMI to waist size under 40". Call them and explain your situation.
    6'9"
    255lbs
    31" waist
    BMI: 27 (overweight)
    They used an electrical impedance machine on me instead. Said I was 19% body fat. Still ovetweight.

    It was a depressing day. I smashed carbs and then smashed weights. Epic motivation.
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    Quote Originally Posted by rphash49 View Post
    I've got till the end of march to get my weight down. Good reason for a cut cycle I guess. I will get a little bit of a break if I can get it below 193 which should be pretty easy but I'm still not happy about paying more than someone sub 173.

    After oct 1st (last tuesday), they can't even ask you about weight anymore.



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    They did on Oct 3rd. Maybe they didn't read that part of the new rules
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    Quote Originally Posted by rphash49 View Post
    They did on Oct 3rd. Maybe they didn't read that part of the new rules
    Class action lawsuit time. Yeah buddy.
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    Quote Originally Posted by Montego1 View Post

    Class action lawsuit time. Yeah buddy.
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    Quote Originally Posted by rphash49 View Post
    They did on Oct 3rd. Maybe they didn't read that part of the new rules

    Then inform them of the law and switch carriers. And find out if you qualify for a subsidy to help pay for it.



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    Quote Originally Posted by Admin View Post

    Then inform them of the law and switch carriers. And find out if you qualify for a subsidy to help pay for it.
    It's employer supplied insurance I can't switch it. If I opted for Obamacare the cost would be twice as much. And I make to much money for a subsidy. I did call them. I found out I just have to get a physical proving my waist is less than 40in.
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    Quote Originally Posted by kenpoengineer View Post
    Had the same issue at 5'6" and 162 lbs. I called them and explained that I'm bodybuilding and BMI is a load of crap. They changed requirement from BMI to waist size under 40". Call them and explain your situation.
    Bingo. Mine works the same way - I did get flagged for my weight, but I got compensated because not only was my waist measured well under 40" but apparently one of the options I was able to choose under what I plan to do to lose weight was "I have a muscular build and low bodyfat." I actually felt slightly pleased with my insurance company for recognizing some flaws with BMI.
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